Bank Corporate Governance Training

OVERVIEW
The course focuses on several important aspects of Corporate Governance, including:

• The procedures and methodologies needed to manage effectively the decision-making process within the bank.
• Structuring appropriately the relationship between the shareholders, the Board of Directors, and the executive management of the bank, to clarify who is responsible and accountable at each level of decision making.
• The Board, Committee, Divisional and Department structures that are needed to implement and control the governance of the bank.

WHO SHOULD ATTEND?
The course is aimed at leaders or general managers in commercial banking in particular, especially those in supervisory or executive roles. It is equally relevant for those at the level of Chairman, members of the Board of Directors, Company Secretary, Chief Executive Officer, members of the Board of Management, and Heads of Divisions.

If you are asking yourself any of the following questions, then this course is for you:

 

• How can I balance the interests of all the stakeholders in the bank, in particular the desire of the shareholders for profits and dividends, and the prudential requirements of the regulator and the depositors?
• What do we have to do to satisfy international lenders, rating agencies and stock exchanges, and thus reduce the cost of funding and loan capital?
• How do we improve the efficiency of the bank and enhance our reputation?
• What should be the roles and responsibilities of the different Boards, Committees and Executives, so that we allocate responsibilities effectively, avoid duplication, and prevent misunderstandings?
• Who is responsible for appointing whom within the bank?

OBJECTIVES
Participants in the course will come away with:

• A  clear understanding of what constitutes current best-practice Corporate Governance in banks
• An understanding of how this could, and probably should, be implemented in their bank
• Appreciation of what can go wrong in banks, and how good Corporate Governance can help avoid and rectify those problems
• Knowledge of best international practice in defining the roles and responsibilities of all Boards, Committees and
  Executives
• Specific ideas on how to embed Corporate Governance measures and targets within the performance appraisal process

OUTLINE

MODULE 1: WHAT IS CG AND WHY IS IT IMPORTANT?

• Definition of good Corporate Governance
• Identifying the main stakeholders
• The decision-making structure within a bank
• Organisation structure of a commercial bank
• Responsibility for appointments

MODULE 2: HOW DOES GOOD CG BENEFIT A BANK?

• Cost of capital and cost of borrowing
• Risk control
• Corporate efficiency and cost reduction
• Consequences of CG failures

MODULE 3: COMPLIANCE WITH LAW AND REGULATION

• OECD Corporate Governance principles
• CG guidance from the Basel Committee
• Company law, and stock exchange requirements
• Rating agencies and international lenders

MODULE 4: THE ROLE OF SHAREHOLDERS

• Shareholder rights and responsibilities
• Profit vs. Risk
• Dividend payments vs. Growth
• The General Meeting of Shareholders

MODULE 5: THE CHAIRMAN AND BOARD OF DIRECTORS (BoD)

• How are the Chairman and Board members appointed?
• The role of the Chairman
• The role and responsibilities of the BoD, and the importance of independent Directors
• Personal liability of Directors / obtaining Directors and Officers insurance
• Role and responsibilities of the Company Secretary

MODULE 6: COMMITTEES OF THE BoD

• The Nomination Committee
• The Remuneration Committee – fair reward for achievement and co-operation, without greed
• The Audit Committee

MODULE 7: THE CEO AND MANAGEMENT

• How is the CEO appointed?
• Composition and responsibilities of Board of Management (BoM)
• Structure of the executive of the bank
• Board committees, credit committee and ALCO
• The concept of collective responsibility

MODULE 8: MECHANISMS FOR IMPLEMENTING GOOD BANK CG

• Ensuring compliance with law, regulation and loan agreements, international and domestic
• A fully operational Assets & Liabilities Committee (ALCO) and the need for stress testing
• Control through the bank’s Strategic Plan
• The role of an independent Risk Management division
• Professionalism, trust, good organisational culture, and team-work

MODULE 9: TYPICAL CG PROBLEMS, ISSUES AND DILEMMAS

• The challenges of full transparency
• Shareholder interference, related-party lending, and conflicts of interest
• Tendency of BoD to micro-manage
• BoD members with insufficient understanding of the business and the risks being taken
• Managing an over-dominant CEO
• Lack of control and inadequate risk management
• Innovative products not properly risk assessed
• Mis-selling of inappropriate financial products to customers, damaging the bank’s reputation
• Obsession with growth and market dominance

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Kami memberikan alternatif Fasilitas atas Investasi anda dalam Program ini, diantaranya :

1. Sertifikat, Peralatan Training, USB, Souvenir, Lunch, Coffe Break, City Tour
2. Running minimal 2 Orang (Semarang, Jogja, Solo), Running minimal 3 Orang (Bandung, Jakarta), Running 4 Orang diperuntukan untuk daerah (Bali, Lombok, Manado, Balikpapan)
3. Kami menyediakan transportasi antar Jemput dari Stasiun/Bandara ke Tempat Pelatihan(Hotel) bagi perusahaan yang Running minim 2 Orang
4. Harga dilampirkan di Brosur Penawaran

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Tambahan Informasi :

1. Silahkan tanyakan ketersediaan Tanggal dan Waktu dari jadwal training terbaru apabila anda tidak menemukan waktu yang sesuai dengan jadwal anda.

2. Training dapat disesuaikan dengan kebutuhan perusahaan jika dalam bentuk In-House Training. Silahkan baca ketentuan In-House Training diwebsite kami atau hubungi kami di Nomer Mobile untuk mendapatkan Fast Respon.

3. Silahkan mengisi Form Request Training di website kami untuk mendapatkan informasi tambahan yang belum ada, atau jika anda ingin menanyakan usulan materi sesuai kebutuhan perusahaan. Hubungi kami lewat email yang tertera atau Register disini!

4. Apabila telah menerima Silabus Training, Customer dapat Request Waktu Training yang diinginkan.

5. Informasi dan Data yang jelas akan memudahkan kami untuk segera merespon permintaan anda.

Customer Dapat Request Tempat, Waktu, serta Fasilitas Training. Silahkan Hubungi kami untuk Menerima Brosur Penawaran.