Certified Lending Manager

Certified Lending Manager

Audience:

The course aimed at all those who would like to acquire a solid foundation of credit skills, and/or those who simply need a “refresher” of their existing skills. Delegates could come from a broad range of backgrounds, such as:

• Commercial credit analysts
• Commercial lenders, loan officers, relationship managers
• Investment bankers
• Investors
• Other financial professionals

Objectives:

On completion of the course, delegates will be able to:

• Apply a structured framework to the credit analysis process.
• Assess the role of management in the financial performance of a company.
• Understand financial statements, their structure and composition, as well as basic accounting concepts and principles.
• Calculate and interpret key ratios used to evaluate the repayment prospects of a company.
• Understand the basic principles of accrual versus cash accounting.
• Determine cash movement dynamics and ascertain its importance in the analysis process.
• Summarize a borrowing request’s key risks and communicate them effectively

Course Outline:

1. Introduction

• The Structured Approach to Credit Analysis
• Nature and Types of Businesses

Group Exercise

The Qualitative Analysis

• Examining Industry/Market Risk
• Examining Management Risk
• Examining Business Risk

Group Exercise

1. Understanding Financial Statements

• The Annual Report
• Structure and Content
• Accounting Principles
• Understanding Key Balance Sheet & Profit & Loss Account issues.
• Financial Analysis
• Ratio Analysis
• Types of Ratios
• Ratio calculation
• Structured Approach to Ratio Analysis
• Asset Conversion Cycle

Group Exercise

1. Cash Flow Analysis

• Cash Flow Construction and Analysis
• Defining the difference between cash and profit
• Formats of cash flow statements
• Constructing a cash flow statement.

Group Exercise

• Cash Flow Management
• Interpreting the movements in cash with different cash flow formats

Group Exercise

1. Projections and the Credit Decision

• The importance of projections
• How to complete a balance sheet, profit & loss and cash flow projection

Group Exercise

Putting it all together – preparing a loan proposal

Structured risk approach

• Industry/Market analysis
• Management analysis
• Business analysis
• Financial analysis
• Cash Flow analysis

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Kami memberikan alternatif Fasilitas atas Investasi anda dalam Program ini, diantaranya :

1. Sertifikat, Peralatan Training, USB, Souvenir, Lunch, Coffe Break, City Tour
2. Running minimal 2 Orang (Semarang, Jogja, Solo), Running minimal 3 Orang (Bandung, Jakarta), Running 4 Orang diperuntukan untuk daerah (Bali, Lombok, Manado, Balikpapan)
3. Kami menyediakan transportasi antar Jemput dari Stasiun/Bandara ke Tempat Pelatihan(Hotel) bagi perusahaan yang Running minim 2 Orang
4. Harga dilampirkan di Brosur Penawaran

Untuk daerah luar Kota Yogyakarta Harga Menyesuaikan.

Hotel Pilihan (Sementara) Bisa Menyesuaikan sesuai Kesepakatan.

1. Hotel Ibis Malioboro, Yogyakarta
2. Hotel Ibis, Solo
3. Hotel Ibis Simpang Lima Semarang
4. Hotel Fave, Balikpapan
5. The Santosa Villa and Resort, Lombok
6. Hotel Nagoya Plaza, Batam
7. Hotel Gino Ferruci, Bandung
8. Hotel Fave Pasar baru Jakarta, Jakarta
9. Hotel Santika Kuta, Bali
10. Hotel Aston, Manado
11. Hotel Santika Pandegiling, Surabaya

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Tambahan Informasi :

1. Silahkan tanyakan ketersediaan Tanggal dan Waktu dari jadwal training terbaru apabila anda tidak menemukan waktu yang sesuai dengan jadwal anda.

2. Training dapat disesuaikan dengan kebutuhan perusahaan jika dalam bentuk In-House Training. Silahkan baca ketentuan In-House Training diwebsite kami atau hubungi kami di Nomer Mobile untuk mendapatkan Fast Respon.

3. Silahkan mengisi Form Request Training di website kami untuk mendapatkan informasi tambahan yang belum ada, atau jika anda ingin menanyakan usulan materi sesuai kebutuhan perusahaan. Hubungi kami lewat email yang tertera atau Register disini!

4. Apabila telah menerima Silabus Training, Customer dapat Request Waktu Training yang diinginkan.

5. Informasi dan Data yang jelas akan memudahkan kami untuk segera merespon permintaan anda.

Customer Dapat Request Tempat, Waktu, serta Fasilitas Training. Silahkan Hubungi kami untuk Menerima Brosur Penawaran.